Consumers outrage over the credit card companies’ latest round of increases got us to the brink of victory. But at the last minute, Mississippi Sen. Thad Cochran, on behalf of others, blocked a vote on the bill to freeze interest rate-hikes on card balances before the holidays.

Now it's time to take our anger straight to the credit card banks! They can't make money without us. Make sure they know you’re fed up with their sudden rate hikes, higher fees and penalties, and other outrageous tricks.

Click here and tell the three biggest card companies what you think of them, and that you won’t use their plastic during the holidays until they stop the abuses. The banks make big profit when you carry a card balance – what better way to let them know you want fair treatment then to stop charging during the biggest shopping days of the year!

We’ll send your message below to their Investor Relations divisions, which are close to the managers and shareholders who care what you think. (But please, make sure you don’t include account numbers or other sensitive financial information – just your outrage!)

Be sure to check out our swanky new cartoon "It's Always Christmas Time for Visa". Stupid Visa.