Cash Call is the worst. I borrowed $5000 and now I'm having problems making the payments. They won't take partial payments and I can't pay the full amount. They call and e-mail all day of all hours. Once I got behind, I found out all my payments are as if I haven’t paid anything. The others, I keep extending and this isn’t good either. I thought I didn’t have the money, but with all these fees, I did have it, just not at one time. The fees are "too" high and I can't afford to pay. One company garnisheed my pay check which put me further behind.