As a consumer, it pays to be smart when choosing and using a credit card. Click the link below to access a site maintained by the Federal Reserve Board which provides a basic guide to navigating the credit card process.

- Learning more about credit card offers
- Understanding your statement
- Credit card repayment calculator
- Summaries of the law
- Tips for improving your credit score
- A glossary explanation various financial terms

A Consumer's Guide to Using Credit Cards