Being mired in debt is bad enough without having to deal with debt collectors's calls. It's important to know your rights, because for the most part a debt collector isn't going to tell you what you really need to know about your rights as a debtor.

This SmartMoney article lists 10 things that debt collectors won't tell you - it's a must-read for anyone who is in debt or simply wants to know their rights when dealing with debt collectors.

To learn more about debt collection issues, click here.