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Have you gotten your free credit report? Tell us about your experience

Your credit report has a huge impact on your life.  It’s a list of your accounts and credit history.  That includes how much you owe on your credit cards, your mortgage, and other loans — and whether you pay your bills on time.

People use your credit report to make big decisions about you.  When you apply for a loan, the lender will check your report to decide whether to approve you, and how much to charge you.  If you’re applying for a job, buying insurance, or renting a home, someone may check your credit score, which is based on the information in your report.

We want to hear from you.

Did you get a free credit report from AnnualCreditReport.com?  Was it simple?  Are there ways it could be improved?

If you found a mistake on your credit report and had to take steps to fix it, we’d like to hear about that experience, too.

 

Please check the box marked Credit Reports and tell us your experience.

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  4. If you checked any of the above, please indicate whether this helped to resolve your problem.

Sharing your story helps Consumers Union of U.S., Inc. and Consumers Union Action Fund, Inc.[1] ("we" or "us") to learn more about what is happening to real people. We use this information to explain consumer problems to policymakers, the media, and the public. When you give us your story, you agree that we may use, share, and make public your story, using only your first name, city and state. We will not share or make public your last name, address, phone number, or email address unless we contact you and gain your permission to do so.


This is not a scientific survey.

[1] Consumers Union Action Fund, Inc. ("CU Action Fund") is a 501(c)(4) nonprofit consumer advocacy organization. CU Action Fund is affiliated with Consumers Union of United States, Inc. ("CU"), a 501(c)(3) nonprofit testing and information organization serving consumers. CU Action Fund's purpose is to educate the public regarding consumer rights and consumer safety issues and to advocate policies, legislation and regulation that ensure a fair and safe marketplace for consumers, among other advocacy activities. CU Action Fund engages in (1) nonpartisan voter education activity; (2) increased lobbying activity to pass legislation in states and in Congress; (3) work on consumer oriented ballot measures; and (4) to a greater extent than CU, in member education about elections. If you would like to learn more about CU Action Fund, visit www.cuactionfund.org.