We support reforms to the financial marketplace to curb bad practices by banks and lenders.
credit report
Help Protect Consumers from Credit Reporting Industry Abuses
It’s likely that many of our readers have tried to obtain a “free” credit score from one of the ubiquitous websites that market them, but discovered later that they inadvertently signed up for a credit monitoring service that automatically bills their credit or debit card each month. One soldier currently serving in Afghanistan recently fell Continue Reading
Categories: CFPB, Credit Reports
Tags: cfpb, credit report, credit score
Credit Scores and Credit Reports: How do They Differ?
Consumers Union is conducting a “Know Your Score” campaign in support of Sen. Bernie Sanders’s and Rep. Steve Cohen’s proposed Fair Access to Credit Scores Act, which was introduced in Congress earlier this month. This bill directs the three major consumer reporting agencies (CRAs), Experian, Equifax, and TransUnion, to provide consumers with the credit score Continue Reading
Categories: Credit, Credit Reports, Mortgages
Tags: credit report, credit score
CU backs bills providing free credit scores
The bills introduced in Congress will require credit scores to be included in your free, annual credit reports
Categories: Credit, Credit Reports
Tags: credit report, credit score
FTC study shows importance of checking credit reports
The findings reinforce call for access to free, reliable credit score
Categories: Credit Reports
Tags: credit report
CFPB: Check your credit report every year
CU offers credit report resources and calls for free annual credit scores for consumers
Categories: CFPB, Credit Reports
Tags: cfpb, consumer protection, credit report
CFPB Announces New Oversight for Big Credit Reporting Companies
In the fall, The CFPB will take a closer look to ensure accuracy and compliance with the law
Categories: Credit Reports
Tags: cfpb, credit report
CFPB Seeks Oversight of Debt Collectors, Credit Bureaus
The CFPB announced plans to bring oversight to debt collectors & credit bureaus under its roof
Categories: CFPB, Credit Reports, Debt Collection
Tags: cfpb, credit report
Consumers Union: Get your free credit report
New web page helps consumers get free credit reports, avoid imposter sites
Categories: Credit, Credit Reports
Tags: credit report, credit score
How to Get Your Free Credit Report
Every consumer in the U.S. has the right to a free credit report. The law says you can request a free report once every 12 months from each of the three national credit reporting companies – Equifax, Experian, and TransUnion. However, there are a lot of web sites out there that offer you a free Continue Reading
Categories: Credit Reports
Tags: credit, credit report, credit score, Federal Trade Commission, FTC, ID theft, identity theft
