We support reforms to the financial marketplace to curb bad practices by banks and lenders.
credit score
Help Protect Service Men and Women from Credit Reporting Industry Abuses
It’s likely that many of our readers have tried to obtain a “free” credit score from one of the ubiquitous websites that market them, but discovered later that they inadvertently signed up for a credit monitoring service that automatically bills their credit or debit card each month. One soldier currently serving in Afghanistan recently fell Continue Reading
Categories: CFPB, Credit Reports
Tags: cfpb, credit report, credit score
Credit Scores and Credit Reports: How do They Differ?
Consumers Union is conducting a “Know Your Score” campaign in support of Sen. Bernie Sanders’s and Rep. Steve Cohen’s proposed Fair Access to Credit Scores Act, which was introduced in Congress earlier this month. This bill directs the three major consumer reporting agencies (CRAs), Experian, Equifax, and TransUnion, to provide consumers with the credit score Continue Reading
Categories: Credit, Credit Reports, Mortgages
Tags: credit report, credit score
Free Credit Score Bill Introduced in Congress
Consumers Union’s campaign to win consumers the right to a free credit score is picking up steam in Congress. Over 60,000 of Consumers Union’s supporters have already contacted their Senators to champion the reform effort. On March 6, Vermont Senator Bernie Sanders and Tennessee Representative Steve Cohen introduced legislation in the House and Senate, the Continue Reading
Categories: Credit, Credit Reports
Tags: credit score
Free Credit Score Fact Sheet
Know Your Score Fact Sheet Consumers Union is fighting to give consumers access to an annual free, reliable credit score when a free credit report is obtained. Your credit score can determine your eligibility for credit cards, home, car and student loans, and apartment rentals. It can mean the difference between a high interest rate Continue Reading
Categories: Credit, Credit Reports
Tags: credit score, free credit score
CU backs bills providing free credit scores
The bills introduced in Congress will require credit scores to be included in your free, annual credit reports
Categories: Credit, Credit Reports
Tags: credit report, credit score
Consumers Union: Get your free credit report
New web page helps consumers get free credit reports, avoid imposter sites
Categories: Credit, Credit Reports
Tags: credit report, credit score
How to Get Your Free Credit Report
Every consumer in the U.S. has the right to a free credit report. The law says you can request a free report once every 12 months from each of the three national credit reporting companies – Equifax, Experian, and TransUnion. However, there are a lot of web sites out there that offer you a free Continue Reading
Categories: Credit Reports
Tags: credit, credit report, credit score, Federal Trade Commission, FTC, ID theft, identity theft
