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Why The CFPB Is The Best Thing To Happen To Americans Since J.Law

Jennifer Lawrence is pretty awesome, right? For several years now she’s excelled at playing characters that excite the American imagination- they’re young, vibrant, and struggle against difficult odds or crafty opponents.  The Consumer Finance Protection Bureau (CFPB) is also young, rather vibrant, and also goes to battle with powerful forces but, despite all this, the Continue Reading

Categories: Banking, CFPB, Credit, Credit Cards, Credit Reports, Debt Collection, Debt Relief, Gift Cards, Government Issued Cards, Mobile, Mortgages, Payments, Payroll Cards, Prepaid Cards, Student Loans, Uncategorized
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Consumer Financial Protection Agency – What it is and What it does

The President’ today released his comprehensive plan to fix the oversight of financial products and markets.

Categories: Banking, CFPB, Gift Cards, Mortgages, Payments
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Credit Union Insurance Coverage

E-Calculator: The Electronic Share Insurance Calculator

Categories: Banking
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FDIC Insurance Calculator

FDIC Insurance Calculator EDIE lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor’s specific group of deposit accounts?what’s insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows the user to print the report for their records. EDIE calculates the Continue Reading

Categories: Banking
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Insurance

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Economic Downturn

Did your plans for the future change because of the economy?

Categories: CFPB
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Lauren Z. Bowne, Staff Attorney

Lauren came to CU as a staff attorney in May of 2005 to work on children’s health insurance with the Healthy Kids, Healthy Schools Project. She spent three years working on issues ranging from childhood obesity and marketing to children to nonprofit health entity conversions and health marketplace reform. Since 2008 she?s been a member of the Financial Services Advocacy Team and focuses on issues related to credit cards and bank products. During law school Lauren studied consumer food issues and environmental policy. Before getting her legal education Lauren spent time working with a bay area organization that advocates for children’s after-school and child-care programs. Lauren lives in San Francisco.

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New Jersey

Eligibility: All consumers
Fees: No fee to place the first security freeze. $5 fee to lift the freeze temporarily, remove it altogether, or to have PIN reissued.
Note: Consumers are also permitted to make such requests directly to consumer reporting
agencies via secured electronic mail.
Effective date of law: January 1, 2006
Permanent freeze remains until removal requested by consumer.
Copy of New Jersey’s security freeze law
Instructions for using New Jersey’s security freeze law from NJ’s Dept of Banking and Insurance

Categories: Credit Cards, Privacy, Security Freeze
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Langdon McAlpin

mcalpin_langdon

This disabled police officer in Loganville, Georgia says he was sold a mortgage he couldn’t afford. He’s lived in his home for 19 years.

Categories: CFPB, Mortgages
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OCC response on prepaid cards and FDIC insurance coverage

Per Consumers Union letter, Comptroller of the Currency responds regarding prepaid cards.

Categories: Prepaid Cards
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