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      <title>Defend Your Dollars</title>
      <link>http://www.defendyourdollars.org/</link>
      <description>Defend Your Dollars is the website of the Consumers Union Financial Services Campaign, where we support reforms to the financial marketplace to curb bad practices by banks and lenders.</description>
      <language>en</language>
      <copyright>Copyright 2012</copyright>
      <lastBuildDate>Wed, 01 Jun 2011 14:54:56 -0800</lastBuildDate>
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            <item>
         <title>Consumer Advocates Comments to Proposed Rules on Changes to Check Processing</title>
         <description></description>
         <link>http://www.defendyourdollars.org/2011/06/consumer_advocates_comments_to.html</link>
         <guid>http://www.defendyourdollars.org/2011/06/consumer_advocates_comments_to.html</guid>
         <category>Letter</category>
         <pubDate>Wed, 01 Jun 2011 14:54:56 -0800</pubDate>
      </item>
            <item>
         <title>Tips for checking account customers</title>
         <description></description>
         <link>http://www.defendyourdollars.org/2011/03/post_25.html</link>
         <guid>http://www.defendyourdollars.org/2011/03/post_25.html</guid>
         <category>Tips</category>
         <pubDate>Wed, 23 Mar 2011 15:34:09 -0800</pubDate>
      </item>
            <item>
         <title>Frequently Asked Questions About Checkholds</title>
         <description></description>
         <link>http://www.defendyourdollars.org/2010/12/frequently_asked_questions_abo_1.html</link>
         <guid>http://www.defendyourdollars.org/2010/12/frequently_asked_questions_abo_1.html</guid>
         <category>Document</category>
         <pubDate>Wed, 15 Dec 2010 10:32:03 -0800</pubDate>
      </item>
            <item>
         <title>CU comment on “end of checks” proposed rule </title>
         <description><![CDATA[<p>Comment on Treasury proposal to amend 31 CFR Part 208.</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/08/cu_comment_on_end_of_checks_pr.html</link>
         <guid>http://www.defendyourdollars.org/2010/08/cu_comment_on_end_of_checks_pr.html</guid>
         <category>Legislation</category>
         <pubDate>Mon, 09 Aug 2010 09:59:50 -0800</pubDate>
      </item>
            <item>
         <title>As the July 1st deadline approaches, CFA warns consumers not to Opt-In to Overdraft.</title>
         <description><![CDATA[<p>CFA releases a survey of Big Bank Overdraft Fees and Terms</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/06/as_the_july_1st_deadline_appro.html</link>
         <guid>http://www.defendyourdollars.org/2010/06/as_the_july_1st_deadline_appro.html</guid>
         <category>Blog Post</category>
         <pubDate>Tue, 29 Jun 2010 13:53:48 -0800</pubDate>
      </item>
            <item>
         <title>Get the Facts about Overdrafts and Fees</title>
         <description></description>
         <link>http://www.defendyourdollars.org/2010/06/get_the_facts_about_overdrafts.html</link>
         <guid>http://www.defendyourdollars.org/2010/06/get_the_facts_about_overdrafts.html</guid>
         <category>Tips</category>
         <pubDate>Tue, 29 Jun 2010 11:12:22 -0800</pubDate>
      </item>
            <item>
         <title>Bank of America gave us a little and then took it away!</title>
         <description><![CDATA[<p>B of A is thinking up new fees to add to their checking accounts to make up for lost overdraft revenue.</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/06/bank_of_america_gave_us_a_litt.html</link>
         <guid>http://www.defendyourdollars.org/2010/06/bank_of_america_gave_us_a_litt.html</guid>
         <category>Blog Post</category>
         <pubDate>Fri, 18 Jun 2010 13:45:02 -0800</pubDate>
      </item>
            <item>
         <title>Group Comments to FDIC on Safe Transaction and Savings Accounts </title>
         <description></description>
         <link>http://www.defendyourdollars.org/2010/06/group_comments_to_fdic_on_safe.html</link>
         <guid>http://www.defendyourdollars.org/2010/06/group_comments_to_fdic_on_safe.html</guid>
         <category>Legislation</category>
         <pubDate>Mon, 07 Jun 2010 13:29:00 -0800</pubDate>
      </item>
            <item>
         <title>Christopher of Brandon, OR</title>
         <description><![CDATA[<p> Bank of America is notoriously bad about holding checks & fails to notify us of insufficient funds checks until the middle of the month.</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/05/christopher_of_brandon_or.html</link>
         <guid>http://www.defendyourdollars.org/2010/05/christopher_of_brandon_or.html</guid>
         <category>Story</category>
         <pubDate>Wed, 19 May 2010 16:13:08 -0800</pubDate>
      </item>
            <item>
         <title>Larry of Portland, OR</title>
         <description><![CDATA[<p>The check hold forced me to pay added interest to Wells Fargo while they utilized the readily accessible funds for 10 business days.</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/05/larry_of_portland_oregon.html</link>
         <guid>http://www.defendyourdollars.org/2010/05/larry_of_portland_oregon.html</guid>
         <category>Story</category>
         <pubDate>Wed, 19 May 2010 10:10:52 -0800</pubDate>
      </item>
            <item>
         <title>Senate debate on financial reform heats up </title>
         <description><![CDATA[<p>Now that the Senate floor debate on financial reform has started in earnest, supporters are ofering a number of amendments to strengthen the bill so that it better protects consumers from unsafe financial products and creates new rules to stop banks from getting so big that they could threaten the financial system.  <br />
</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/05/senate_debate_on_financial_ref.html</link>
         <guid>http://www.defendyourdollars.org/2010/05/senate_debate_on_financial_ref.html</guid>
         <category>Blog Post</category>
         <pubDate>Wed, 05 May 2010 11:50:48 -0800</pubDate>
      </item>
            <item>
         <title>Moving Your Money? Use these tips to do it right!</title>
         <description><![CDATA[<p>If you are not happy with your bank, consider moving your money to an account at a new financial institution. Vote with your dollars! To help you do so safety, we’ve put together this checklist so you can take the appropriate steps and ensure that all of your bills are paid on time and you avoid being charged overdraft fees. </p>]]></description>
         <link>http://www.defendyourdollars.org/2010/04/moving_your_money_here_are_som.html</link>
         <guid>http://www.defendyourdollars.org/2010/04/moving_your_money_here_are_som.html</guid>
         <category>Blog Post</category>
         <pubDate>Thu, 22 Apr 2010 13:06:38 -0800</pubDate>
      </item>
            <item>
         <title>Steps to Safely Move Your Money to a New Bank Account </title>
         <description></description>
         <link>http://www.defendyourdollars.org/2010/04/steps_to_safely_move_your_mone.html</link>
         <guid>http://www.defendyourdollars.org/2010/04/steps_to_safely_move_your_mone.html</guid>
         <category>Tips</category>
         <pubDate>Thu, 22 Apr 2010 11:40:13 -0800</pubDate>
      </item>
            <item>
         <title>The Faster Access  and Shorter Transaction Time for Checks Act of 2010</title>
         <description><![CDATA[<p>Under Rep. Tsongas’ bill, consumers will have faster access to their deposited checks</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/04/the_faster_access_and_shorter.html</link>
         <guid>http://www.defendyourdollars.org/2010/04/the_faster_access_and_shorter.html</guid>
         <category>Factsheet</category>
         <pubDate>Tue, 13 Apr 2010 14:14:12 -0800</pubDate>
      </item>
            <item>
         <title>Back to Basics: Checkholds</title>
         <description><![CDATA[<p>Although the number of checks are declining rapidly, we still get a number of questions regarding checks, or more specifically, calls from frustrated consumers on checkholds.  </p>]]></description>
         <link>http://www.defendyourdollars.org/2009/11/back_to_basics_checkholds.html</link>
         <guid>http://www.defendyourdollars.org/2009/11/back_to_basics_checkholds.html</guid>
         <category>Blog Post</category>
         <pubDate>Wed, 04 Nov 2009 16:20:14 -0800</pubDate>
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