Defend Your Dollars http://www.defendyourdollars.org/ Defend Your Dollars is the website of the Consumers Union Financial Services Campaign, where we support reforms to the financial marketplace to curb bad practices by banks and lenders. en Copyright 2012 Fri, 20 May 2011 09:22:50 -0800 http://www.sixapart.com/movabletype/?v=3.2 http://blogs.law.harvard.edu/tech/rss Pew Study: Consumers At Risk From "Business" Credit Cards Pew released a report this week finding that consumers are getting marketed "business" credit cards that exploit loopholes in the CreditCARD Act - beware of this trap!

]]> http://www.defendyourdollars.org/2011/05/pew_study_consumers_at_risk_fr.html http://www.defendyourdollars.org/2011/05/pew_study_consumers_at_risk_fr.html Blog Post Fri, 20 May 2011 09:22:50 -0800 CARD Act's 1 Year Anniversary Today marks the one-year anniversary of the CARD Act. The CFPB should pick up where the legislation leaves off.

]]> http://www.defendyourdollars.org/2011/02/post_22.html http://www.defendyourdollars.org/2011/02/post_22.html Blog Post Tue, 22 Feb 2011 15:40:29 -0800 Credit card law marks one year anniversary on Feb 22 CARD Act has provided significant protections for consumers but CU calls for the CFPB to enact more reforms.

]]> http://www.defendyourdollars.org/2011/02/credit_card_law_marks_one_year.html http://www.defendyourdollars.org/2011/02/credit_card_law_marks_one_year.html Press Release Thu, 17 Feb 2011 08:59:52 -0800 College Students Still Big a Target for Credit Card Companies 73% of freshmen are seeing card issuers marketed to students off campus.

]]> http://www.defendyourdollars.org/2011/01/college_students_still_big_a_t.html http://www.defendyourdollars.org/2011/01/college_students_still_big_a_t.html Blog Post Wed, 12 Jan 2011 10:50:17 -0800 Oscar Abbott of Shiner, TX Gas Card Holder Beaten Up over One Cent Mistake

]]> http://www.defendyourdollars.org/2010/10/oscar_abbott_of_shiner_tx.html http://www.defendyourdollars.org/2010/10/oscar_abbott_of_shiner_tx.html Story Mon, 18 Oct 2010 13:42:25 -0800 BofA’s “$0 Liability Guarantee” - Is It As Good As it Sounds? Bank of America has rolled out a new “$0 liability guarantee” on their debit and credit cards, but it might just be federal law. BofA customers need to be aware of their rights under current credit and debit card regulations, just in case BofA’s policy doesn’t cover everything.

]]> http://www.defendyourdollars.org/2010/09/bofas_0_liability_guarantee_as.html http://www.defendyourdollars.org/2010/09/bofas_0_liability_guarantee_as.html Blog Post Thu, 23 Sep 2010 15:42:58 -0800 Professional Cards: Watch out for this CARD Act loophole! Card issuers have stepped up their offers for professional cards, which are not covered by the CARD Act.

]]> http://www.defendyourdollars.org/2010/09/professional_cards_watch_out_f.html http://www.defendyourdollars.org/2010/09/professional_cards_watch_out_f.html Blog Post Wed, 01 Sep 2010 15:35:57 -0800 Back To School: Campus Financial Tips Tips for Bank Accounts, Credit Cards, and Prepaid Cards for college students

]]> http://www.defendyourdollars.org/2010/08/post_18.html http://www.defendyourdollars.org/2010/08/post_18.html Blog Post Thu, 26 Aug 2010 15:43:13 -0800 DYD on the Rachel Maddow Show- Watch Here Watch DefendYourDollars.org Gail Hillebrand talk about how the CARD Act will affect you on the Rachel Maddow Show

]]> http://www.defendyourdollars.org/2010/08/dyd_on_the_rachel_maddow_show.html http://www.defendyourdollars.org/2010/08/dyd_on_the_rachel_maddow_show.html Blog Post Tue, 24 Aug 2010 10:12:21 -0800 Consumers Get New Credit Card & Gift Card Protections on August 22 Consumers seeing benefits of the CARD Act

]]> http://www.defendyourdollars.org/2010/08/consumers_get_new_credit_card.html http://www.defendyourdollars.org/2010/08/consumers_get_new_credit_card.html Blog Post Thu, 19 Aug 2010 14:33:59 -0800 New credit card & gift protections begin August 22 New regulations will help limit credit card and gift card fees and require banks to re-evaluate interest rate hikes

]]> http://www.defendyourdollars.org/2010/08/new_credit_card_gift_protectio.html http://www.defendyourdollars.org/2010/08/new_credit_card_gift_protectio.html Press Release Tue, 17 Aug 2010 08:52:57 -0800 Group letter to banking agencies recommending enforcement action under the CARD Act http://www.defendyourdollars.org/2010/07/group_letter_to_banking_agenci.html http://www.defendyourdollars.org/2010/07/group_letter_to_banking_agenci.html Legislation Thu, 08 Jul 2010 15:01:43 -0800 Summary of Fed’s Final Rule on August Provisions of CARD Act http://www.defendyourdollars.org/2010/06/summary_of_feds_final_rule_on.html http://www.defendyourdollars.org/2010/06/summary_of_feds_final_rule_on.html Legislation Thu, 17 Jun 2010 15:24:41 -0800 Fed Issues New Credit Card Regulations to Protect Consumers New rules offer important safeguards to limit penalty fees but don’t go far enough on unfair interest rate hikes

]]> http://www.defendyourdollars.org/2010/06/fed_issues_new_credit_card_reg.html http://www.defendyourdollars.org/2010/06/fed_issues_new_credit_card_reg.html Press Release Tue, 15 Jun 2010 14:09:58 -0800 Final Credit Card Rules on Penalty Fees and Interest Rate Review The Federal Reserve has issued the final regulations for the last provisions of the CARD Act which go into effect on August 22nd.

]]> http://www.defendyourdollars.org/2010/06/fed_issues_new_rules_for_credi.html http://www.defendyourdollars.org/2010/06/fed_issues_new_rules_for_credi.html Blog Post Tue, 15 Jun 2010 10:40:06 -0800