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      <title>Defend Your Dollars</title>
      <link>http://www.defendyourdollars.org/</link>
      <description>Defend Your Dollars is the website of the Consumers Union Financial Services Campaign, where we support reforms to the financial marketplace to curb bad practices by banks and lenders.</description>
      <language>en</language>
      <copyright>Copyright 2012</copyright>
      <lastBuildDate>Tue, 18 Oct 2011 10:58:33 -0800</lastBuildDate>
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         <title>10 Things Debt Collectors Won&apos;t Tell You</title>
         <description><![CDATA[<p>A new SmartMoney article gives the inside scoop on what debt collectors can and can't do, so you know how to assert your rights.</p>]]></description>
         <link>http://www.defendyourdollars.org/2011/10/10_things_debt_collectors_wont.html</link>
         <guid>http://www.defendyourdollars.org/2011/10/10_things_debt_collectors_wont.html</guid>
         <category>Blog Post</category>
         <pubDate>Tue, 18 Oct 2011 10:58:33 -0800</pubDate>
      </item>
            <item>
         <title>Debt Collector Mistakenly Targets CA Senator, Tries to Seize His Wages</title>
         <description><![CDATA[<p>Think debt collectors don't target the wrong people?  Ask California Senator Lou Correa - he almost got his wages garnished for a debt he didn't owe.</p>]]></description>
         <link>http://www.defendyourdollars.org/2011/06/debt_collector_mistakenly_targ.html</link>
         <guid>http://www.defendyourdollars.org/2011/06/debt_collector_mistakenly_targ.html</guid>
         <category>Blog Post</category>
         <pubDate>Wed, 15 Jun 2011 14:05:39 -0800</pubDate>
      </item>
            <item>
         <title>CU and CFA Comments to FTC on Debt Collection and Newer Technologies</title>
         <description><![CDATA[<p>Consumers Union and Consumer Federation of America submitted these comments to the Federal Trade Commission (FTC) on how the agency can protect consumers in debt collection as newer technologies evolve. </p>]]></description>
         <link>http://www.defendyourdollars.org/2011/05/cu_and_cfa_comments_to_ftc_on.html</link>
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         <category>Comment</category>
         <pubDate>Fri, 27 May 2011 10:10:57 -0800</pubDate>
      </item>
            <item>
         <title>Get Real Debt Help, Not Empty Promises</title>
         <description><![CDATA[<p>Tips from Consumer Action, Consumers Union, Consumer Federation of America, and the National Consumer Law Center®</p>]]></description>
         <link>http://www.defendyourdollars.org/2011/05/post_27.html</link>
         <guid>http://www.defendyourdollars.org/2011/05/post_27.html</guid>
         <category>Tips</category>
         <pubDate>Wed, 18 May 2011 13:49:48 -0800</pubDate>
      </item>
            <item>
         <title>Debt Collection Abuses: New Numbers from the FTC Highlight the Need for Reform</title>
         <description><![CDATA[<p>The FTC has issued a new report on debt collection underscoring the need for reform.</p>]]></description>
         <link>http://www.defendyourdollars.org/2011/03/debt_collection_abuses_new_num.html</link>
         <guid>http://www.defendyourdollars.org/2011/03/debt_collection_abuses_new_num.html</guid>
         <category>Blog Post</category>
         <pubDate>Mon, 21 Mar 2011 17:19:45 -0800</pubDate>
      </item>
            <item>
         <title>Consumers Union and the National Consumer Law Center&apos;s Model Debt Settlement Law for States</title>
         <description></description>
         <link>http://www.defendyourdollars.org/2011/01/consumers_union_model_debt_set.html</link>
         <guid>http://www.defendyourdollars.org/2011/01/consumers_union_model_debt_set.html</guid>
         <category>Document</category>
         <pubDate>Tue, 25 Jan 2011 14:46:24 -0800</pubDate>
      </item>
            <item>
         <title>Support for The End Debt Collector Abuse Act</title>
         <description></description>
         <link>http://www.defendyourdollars.org/2010/10/support_for_debt_settlement_co.html</link>
         <guid>http://www.defendyourdollars.org/2010/10/support_for_debt_settlement_co.html</guid>
         <category>Legislation</category>
         <pubDate>Thu, 28 Oct 2010 13:51:51 -0800</pubDate>
      </item>
            <item>
         <title>Support for Debt Settlement Consumer Protection Act of 2010</title>
         <description></description>
         <link>http://www.defendyourdollars.org/2010/09/support_for_debt_settlement_co_1.html</link>
         <guid>http://www.defendyourdollars.org/2010/09/support_for_debt_settlement_co_1.html</guid>
         <category>Legislation</category>
         <pubDate>Fri, 24 Sep 2010 10:16:07 -0800</pubDate>
      </item>
            <item>
         <title>College Students:  Warnings about the Higher One Card </title>
         <description><![CDATA[<p>Campuses across the nation have been adopting the Higher One card for their students.  While these cards may be providing cost savings to college institutions, students are finding huge problems. </p>]]></description>
         <link>http://www.defendyourdollars.org/2010/09/college_students_warnings_abou.html</link>
         <guid>http://www.defendyourdollars.org/2010/09/college_students_warnings_abou.html</guid>
         <category>Blog Post</category>
         <pubDate>Fri, 10 Sep 2010 11:02:57 -0800</pubDate>
      </item>
            <item>
         <title>Debt Settlement</title>
         <description><![CDATA[<p>Have you been ripped off by a debt settlement company?</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/08/debt_settlement_1.html</link>
         <guid>http://www.defendyourdollars.org/2010/08/debt_settlement_1.html</guid>
         <category>Story Ask</category>
         <pubDate>Mon, 30 Aug 2010 07:43:58 -0800</pubDate>
      </item>
            <item>
         <title>Good News! Finally Reigning in Debt Settlement Companies</title>
         <description><![CDATA[<p>The past two weeks we’ve seen two big steps forward toward reigning in debt settlement companies.</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/08/good_news_finally_reigning_in.html</link>
         <guid>http://www.defendyourdollars.org/2010/08/good_news_finally_reigning_in.html</guid>
         <category>Blog Post</category>
         <pubDate>Fri, 06 Aug 2010 11:41:34 -0800</pubDate>
      </item>
            <item>
         <title>FTC issues new debt settlement protections</title>
         <description><![CDATA[<p>New regulations bar advance fees and other debt settlement industry abuses but don't cap fees<br />
</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/07/ftc_issue_new_debt_settlement.html</link>
         <guid>http://www.defendyourdollars.org/2010/07/ftc_issue_new_debt_settlement.html</guid>
         <category>Press Release</category>
         <pubDate>Thu, 29 Jul 2010 11:55:57 -0800</pubDate>
      </item>
            <item>
         <title>Consumer groups support reform of debt settlement industry</title>
         <description><![CDATA[<p>Consumer and privacy groups support Senate and House bills to curb debt settlement abuses</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/06/consumer_groups_support_reform.html</link>
         <guid>http://www.defendyourdollars.org/2010/06/consumer_groups_support_reform.html</guid>
         <category>Press Release</category>
         <pubDate>Tue, 15 Jun 2010 15:04:33 -0800</pubDate>
      </item>
            <item>
         <title>2010 Updated small Dollar Loan Products Scorecard &amp; Statutory Update</title>
         <description></description>
         <link>http://www.defendyourdollars.org/2010/05/2010_updated_small_dollar_loan.html</link>
         <guid>http://www.defendyourdollars.org/2010/05/2010_updated_small_dollar_loan.html</guid>
         <category>Research</category>
         <pubDate>Tue, 18 May 2010 13:42:12 -0800</pubDate>
      </item>
            <item>
         <title>Consumers pay steep rates for small loans</title>
         <description><![CDATA[<p>Need more proof that we need a strong independent financial watchdog for consumers?  We just put out a report with the National Consumer Law Center and the Consumer Federation of America that shows consumers in most parts of the country are vulnerable to small loan rip-offs.</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/05/consumers_pay_steep_rates_for_1.html</link>
         <guid>http://www.defendyourdollars.org/2010/05/consumers_pay_steep_rates_for_1.html</guid>
         <category>Blog Post</category>
         <pubDate>Fri, 14 May 2010 10:35:56 -0800</pubDate>
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