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      <title>Defend Your Dollars</title>
      <link>http://www.defendyourdollars.org/</link>
      <description>Defend Your Dollars is the website of the Consumers Union Financial Services Campaign, where we support reforms to the financial marketplace to curb bad practices by banks and lenders.</description>
      <language>en</language>
      <copyright>Copyright 2012</copyright>
      <lastBuildDate>Wed, 27 Apr 2011 10:45:29 -0800</lastBuildDate>
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         <title>CU comments to the proposed Department of Treasury’s Interim Rule allowing federal payments to be deposited onto prepaid cards</title>
         <description></description>
         <link>http://www.defendyourdollars.org/2011/04/cu_comments_to_the_proposed_de.html</link>
         <guid>http://www.defendyourdollars.org/2011/04/cu_comments_to_the_proposed_de.html</guid>
         <category>Comment</category>
         <pubDate>Wed, 27 Apr 2011 10:45:29 -0800</pubDate>
      </item>
            <item>
         <title>Public Benefits and Wages on Prepaid Cards: Better Protections Needed Now</title>
         <description><![CDATA[<p>Consumers Union and National Consumer Law Center call for better consumer choices and protections against high fees associated with government- and employer-issued prepaid cards</p>]]></description>
         <link>http://www.defendyourdollars.org/2011/01/public_benefits_and_wages_on_p.html</link>
         <guid>http://www.defendyourdollars.org/2011/01/public_benefits_and_wages_on_p.html</guid>
         <category>Document</category>
         <pubDate>Thu, 20 Jan 2011 11:11:14 -0800</pubDate>
      </item>
            <item>
         <title>Treasury Announces Low-Cost Prepaid Card for Tax Refunds</title>
         <description><![CDATA[<p>This year, some consumers who do not have direct deposit will be offered a prepaid card as an alternative method of receiving tax returns.  Here's what you need to know about the card.</p>]]></description>
         <link>http://www.defendyourdollars.org/2011/01/treasury_announces_lowcost_pre.html</link>
         <guid>http://www.defendyourdollars.org/2011/01/treasury_announces_lowcost_pre.html</guid>
         <category>Blog Post</category>
         <pubDate>Tue, 18 Jan 2011 17:10:50 -0800</pubDate>
      </item>
            <item>
         <title>Feds propose end to checks for benefit recipients</title>
         <description><![CDATA[<p>CU urges Feds to let consumers continue receiving benefits by check and to improve electronic payment options</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/08/feds_propose_end_to_checks_for_1.html</link>
         <guid>http://www.defendyourdollars.org/2010/08/feds_propose_end_to_checks_for_1.html</guid>
         <category>Press Release</category>
         <pubDate>Tue, 10 Aug 2010 14:00:28 -0800</pubDate>
      </item>
            <item>
         <title>CU comment on “end of checks” proposed rule </title>
         <description><![CDATA[<p>Comment on Treasury proposal to amend 31 CFR Part 208.</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/08/cu_comment_on_end_of_checks_pr.html</link>
         <guid>http://www.defendyourdollars.org/2010/08/cu_comment_on_end_of_checks_pr.html</guid>
         <category>Legislation</category>
         <pubDate>Mon, 09 Aug 2010 09:59:50 -0800</pubDate>
      </item>
            <item>
         <title>The end of SS, SSI, VA checks is NOT yet a done deal!  </title>
         <description><![CDATA[<p>The Department of Treasury has proposed to end federal payments by check beginning March 2011 for new recipients and March 2013 for existing beneficiaries--substituting direct deposit or deposit onto prepaid cards.</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/07/the_end_of_ss_ssi_va_checks_no.html</link>
         <guid>http://www.defendyourdollars.org/2010/07/the_end_of_ss_ssi_va_checks_no.html</guid>
         <category>Blog Post</category>
         <pubDate>Wed, 14 Jul 2010 15:44:34 -0800</pubDate>
      </item>
            <item>
         <title>Comments to Treasury’s proposal to change the types of accounts into which federal payments can be directly deposited</title>
         <description></description>
         <link>http://www.defendyourdollars.org/2010/07/post_17.html</link>
         <guid>http://www.defendyourdollars.org/2010/07/post_17.html</guid>
         <category>Comment</category>
         <pubDate>Wed, 14 Jul 2010 13:46:13 -0800</pubDate>
      </item>
            <item>
         <title>Senate debate on financial reform heats up </title>
         <description><![CDATA[<p>Now that the Senate floor debate on financial reform has started in earnest, supporters are ofering a number of amendments to strengthen the bill so that it better protects consumers from unsafe financial products and creates new rules to stop banks from getting so big that they could threaten the financial system.  <br />
</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/05/senate_debate_on_financial_ref.html</link>
         <guid>http://www.defendyourdollars.org/2010/05/senate_debate_on_financial_ref.html</guid>
         <category>Blog Post</category>
         <pubDate>Wed, 05 May 2010 11:50:48 -0800</pubDate>
      </item>
            <item>
         <title>New Rip-offs</title>
         <description><![CDATA[<p>Have you been ripped off by unfair lending or financial practices?</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/01/new_ripoffs.html</link>
         <guid>http://www.defendyourdollars.org/2010/01/new_ripoffs.html</guid>
         <category>Story Ask</category>
         <pubDate>Wed, 27 Jan 2010 08:11:58 -0800</pubDate>
      </item>
            <item>
         <title>California Unemployment Insurance Card</title>
         <description><![CDATA[<p>Government agencies are issuing payments on plastic cards that resemble and act like debit cards.  Consumers should have access to their funds without bearing additional cost and have strong protections against fraud and loss.  </p>]]></description>
         <link>http://www.defendyourdollars.org/2009/08/california_unemployment_insura.html</link>
         <guid>http://www.defendyourdollars.org/2009/08/california_unemployment_insura.html</guid>
         <category>Legislation</category>
         <pubDate>Mon, 31 Aug 2009 10:05:37 -0800</pubDate>
      </item>
            <item>
         <title>Relief for Unemployment Debit Card Users Coming Soon?  </title>
         <description><![CDATA[<p>We hope more relief will come to people who are relying on unemployment benefits, especially those using unemployment debit cards.  The U.S. Department of Labor has spoken…at least on unemployment insurance debit cards.  The DOL guidelines lay out the following recommendations to states:</p>]]></description>
         <link>http://www.defendyourdollars.org/2009/08/relief_for_unemployment_debit.html</link>
         <guid>http://www.defendyourdollars.org/2009/08/relief_for_unemployment_debit.html</guid>
         <category>Blog Post</category>
         <pubDate>Tue, 25 Aug 2009 16:08:15 -0800</pubDate>
      </item>
            <item>
         <title>Banks should provide CA EBT clients with surcharge free ATM access</title>
         <description><![CDATA[<p>Group letters sent to BofA, Chase and Wells Fargo </p>]]></description>
         <link>http://www.defendyourdollars.org/2009/07/banks_should_provide_ca_ebt_cl.html</link>
         <guid>http://www.defendyourdollars.org/2009/07/banks_should_provide_ca_ebt_cl.html</guid>
         <category>Legislation</category>
         <pubDate>Tue, 21 Jul 2009 14:06:16 -0800</pubDate>
      </item>
            <item>
         <title>Gift Cards</title>
         <description><![CDATA[<p>Do you have gift cards you can no longer use?</p>]]></description>
         <link>http://www.defendyourdollars.org/2009/06/tell_us_your_story_3.html</link>
         <guid>http://www.defendyourdollars.org/2009/06/tell_us_your_story_3.html</guid>
         <category>Story Ask</category>
         <pubDate>Mon, 08 Jun 2009 08:50:53 -0800</pubDate>
      </item>
            <item>
         <title>Government Issued Cards</title>
         <description><![CDATA[<p>State and federal government agencies are disbursing benefits onto prepaid cards, such as unemployment benefits, child support and social security benefits.  While these cards may be more cost effective to issue, many consumers are being crushed by high fees at a time when they need every penny the most.    </p>]]></description>
         <link>http://www.defendyourdollars.org/2009/05/government_issued_cards.html</link>
         <guid>http://www.defendyourdollars.org/2009/05/government_issued_cards.html</guid>
         <category>Intro Text</category>
         <pubDate>Mon, 11 May 2009 09:10:28 -0800</pubDate>
      </item>
            <item>
         <title>Tips for Consumers Using Unemployment Cards</title>
         <description>If you are obtaining your unemployment insurance benefits through a state issued prepaid debit card, here are some tips.</description>
         <link>http://www.defendyourdollars.org/2009/03/tips_for_consumers_using_unemp.html</link>
         <guid>http://www.defendyourdollars.org/2009/03/tips_for_consumers_using_unemp.html</guid>
         <category>Tips</category>
         <pubDate>Wed, 18 Mar 2009 10:24:10 -0800</pubDate>
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