Defend Your Dollars http://www.defendyourdollars.org/ Defend Your Dollars is the website of the Consumers Union Financial Services Campaign, where we support reforms to the financial marketplace to curb bad practices by banks and lenders. en Copyright 2012 Wed, 02 Mar 2011 12:02:02 -0800 http://www.sixapart.com/movabletype/?v=3.2 http://blogs.law.harvard.edu/tech/rss Payroll Card Issue Paper http://www.defendyourdollars.org/2011/03/payroll_card_issue_paper.html http://www.defendyourdollars.org/2011/03/payroll_card_issue_paper.html Model Law Wed, 02 Mar 2011 12:02:02 -0800 Safeguards needed on payroll cards CU joins the National Consumer Law Center and the Electronic Payroll Coaltion to outline needed safeguards.

]]> http://www.defendyourdollars.org/2011/03/safeguards_needed_on_payroll_c.html http://www.defendyourdollars.org/2011/03/safeguards_needed_on_payroll_c.html Press Release Wed, 02 Mar 2011 10:18:07 -0800 Paychecks: Paper or Plastic? More and more employers are doing away with the traditional paper paycheck. What does this mean for you?

]]> http://www.defendyourdollars.org/2011/03/paychecks_paper_or_plastic.html http://www.defendyourdollars.org/2011/03/paychecks_paper_or_plastic.html Blog Post Tue, 01 Mar 2011 11:26:55 -0800 CU and NCLC’s Supplemental Principles for Payroll Cards http://www.defendyourdollars.org/2011/02/cu_and_nclcs_supplemental_prin.html http://www.defendyourdollars.org/2011/02/cu_and_nclcs_supplemental_prin.html Legislation Tue, 01 Feb 2011 13:20:09 -0800 Joint Principles for Payroll Cards http://www.defendyourdollars.org/2011/02/joint_principles_for_payroll_c.html http://www.defendyourdollars.org/2011/02/joint_principles_for_payroll_c.html Legislation Tue, 01 Feb 2011 13:15:52 -0800 Public Benefits and Wages on Prepaid Cards: Better Protections Needed Now Consumers Union and National Consumer Law Center call for better consumer choices and protections against high fees associated with government- and employer-issued prepaid cards

]]> http://www.defendyourdollars.org/2011/01/public_benefits_and_wages_on_p.html http://www.defendyourdollars.org/2011/01/public_benefits_and_wages_on_p.html Document Thu, 20 Jan 2011 11:11:14 -0800 CU calls on states to protect employee wages on payroll cards Consumers Union has just released a revised model state law to encourage better protections for employees who receive wages on payroll cards.

]]> http://www.defendyourdollars.org/2010/09/cu_calls_on_states_to_protect.html http://www.defendyourdollars.org/2010/09/cu_calls_on_states_to_protect.html Blog Post Thu, 30 Sep 2010 14:23:24 -0800 The Consumers Union Model Payroll Card Law http://www.defendyourdollars.org/2010/09/the_consumers_union_model_payr.html http://www.defendyourdollars.org/2010/09/the_consumers_union_model_payr.html Model Law Mon, 27 Sep 2010 11:25:14 -0800 Senate debate on financial reform heats up Now that the Senate floor debate on financial reform has started in earnest, supporters are ofering a number of amendments to strengthen the bill so that it better protects consumers from unsafe financial products and creates new rules to stop banks from getting so big that they could threaten the financial system.

]]> http://www.defendyourdollars.org/2010/05/senate_debate_on_financial_ref.html http://www.defendyourdollars.org/2010/05/senate_debate_on_financial_ref.html Blog Post Wed, 05 May 2010 11:50:48 -0800 New Rip-offs Have you been ripped off by unfair lending or financial practices?

]]> http://www.defendyourdollars.org/2010/01/new_ripoffs.html http://www.defendyourdollars.org/2010/01/new_ripoffs.html Story Ask Wed, 27 Jan 2010 08:11:58 -0800 Gift Cards Do you have gift cards you can no longer use?

]]> http://www.defendyourdollars.org/2009/06/tell_us_your_story_3.html http://www.defendyourdollars.org/2009/06/tell_us_your_story_3.html Story Ask Mon, 08 Jun 2009 08:50:53 -0800 Payroll Cards Payroll cards are provided by employers and allow employees to access the money from paychecks using cards that look like bank debit cards. Payroll cards can be more convenient than using check cashiers, because they can be used to withdraw cash from ATMs and be used to buy things. However, some payroll cards charge more fees than others.

]]> http://www.defendyourdollars.org/2009/05/payroll_cards.html http://www.defendyourdollars.org/2009/05/payroll_cards.html Intro Text Mon, 11 May 2009 09:08:56 -0800 The Consumers Union Model Payroll Card Law CU has developed model legislation to provide stronger protections for consumers who issue and utilize payroll cards.

]]> http://www.defendyourdollars.org/2009/02/the_consumers_u_1.html http://www.defendyourdollars.org/2009/02/the_consumers_u_1.html Fri, 27 Feb 2009 16:55:21 -0800 Is my money safe? Bank accounts are insured for $250,000 under federal deposit insurance, and most brokerage investments are protected by a private scheme for losses of up to $500,000, but your money might not be protected if you have money on a retailer gift card or this month’s paycheck on a prepaid card.

]]> http://www.defendyourdollars.org/2008/09/is_my_money_safe.html http://www.defendyourdollars.org/2008/09/is_my_money_safe.html Blog Post Tue, 16 Sep 2008 17:46:43 -0800 Protect all your money if your bank fails Consumer groups call on the FDIC to apply deposit insurance to all prepaid cards, payroll cards, and bank-issued gift cards.

]]> http://www.defendyourdollars.org/2008/09/protect_all_you_1.html http://www.defendyourdollars.org/2008/09/protect_all_you_1.html Letter Mon, 15 Sep 2008 14:23:07 -0800