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      <title>Defend Your Dollars</title>
      <link>http://www.defendyourdollars.org/</link>
      <description>Defend Your Dollars is the website of the Consumers Union Financial Services Campaign, where we support reforms to the financial marketplace to curb bad practices by banks and lenders.</description>
      <language>en</language>
      <copyright>Copyright 2012</copyright>
      <lastBuildDate>Wed, 14 Dec 2011 09:41:39 -0800</lastBuildDate>
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         <title>Consumer protections lacking for mobile payments</title>
         <description><![CDATA[<p>Consumers Union finds protections fall short when mobile payments are linked to phone accounts</p>]]></description>
         <link>http://www.defendyourdollars.org/2011/12/consumer_protections_lacking_f.html</link>
         <guid>http://www.defendyourdollars.org/2011/12/consumer_protections_lacking_f.html</guid>
         <category>Press Release</category>
         <pubDate>Wed, 14 Dec 2011 09:41:39 -0800</pubDate>
      </item>
            <item>
         <title>How Top Wireless Carriers Compare on Consumer Protections For Mobile Payments</title>
         <description></description>
         <link>http://www.defendyourdollars.org/2011/12/how_top_wireless_carriers_comp.html</link>
         <guid>http://www.defendyourdollars.org/2011/12/how_top_wireless_carriers_comp.html</guid>
         <category>Document</category>
         <pubDate>Tue, 13 Dec 2011 21:51:53 -0800</pubDate>
      </item>
            <item>
         <title>Signs Point To Google Wallet Launch Today</title>
         <description><![CDATA[<p>Google Wallet may launch later today. Will it have basic consumer protections?</p>]]></description>
         <link>http://www.defendyourdollars.org/2011/09/signs_point_to_google_wallet_l.html</link>
         <guid>http://www.defendyourdollars.org/2011/09/signs_point_to_google_wallet_l.html</guid>
         <category>Blog Post</category>
         <pubDate>Mon, 19 Sep 2011 09:36:38 -0800</pubDate>
      </item>
            <item>
         <title>Mobile Payments Ripe For Fraud</title>
         <description><![CDATA[<p>Cyber criminals are targeting mobile payment systems. </p>]]></description>
         <link>http://www.defendyourdollars.org/2011/08/mobile_payments_ripe_for_fraud.html</link>
         <guid>http://www.defendyourdollars.org/2011/08/mobile_payments_ripe_for_fraud.html</guid>
         <category>Blog Post</category>
         <pubDate>Mon, 22 Aug 2011 14:54:53 -0800</pubDate>
      </item>
            <item>
         <title>Mobile payments tip sheet: What can consumers do now</title>
         <description></description>
         <link>http://www.defendyourdollars.org/2011/08/mobile_payments_tip_sheet_what.html</link>
         <guid>http://www.defendyourdollars.org/2011/08/mobile_payments_tip_sheet_what.html</guid>
         <category>Tips</category>
         <pubDate>Mon, 22 Aug 2011 14:13:15 -0800</pubDate>
      </item>
            <item>
         <title>Your Buying Habits May Be Key To Mobile Pay Success</title>
         <description><![CDATA[<p>Your shopping habits and information may be the key to mobile payments success.  </p>]]></description>
         <link>http://www.defendyourdollars.org/2011/08/your_buying_habits_may_be_key.html</link>
         <guid>http://www.defendyourdollars.org/2011/08/your_buying_habits_may_be_key.html</guid>
         <category>Blog Post</category>
         <pubDate>Thu, 18 Aug 2011 13:03:01 -0800</pubDate>
      </item>
            <item>
         <title>No Consumer Guarantees With T-Mobile “Direct Carrier Billing” Program </title>
         <description><![CDATA[<p>Wireless Carrier’s Mobile Payment Plan Does Not Cover Fraud Or Mistakes. Consumers at risk. </p>]]></description>
         <link>http://www.defendyourdollars.org/2011/08/no_consumer_guarantees_with_tm.html</link>
         <guid>http://www.defendyourdollars.org/2011/08/no_consumer_guarantees_with_tm.html</guid>
         <category>Blog Post</category>
         <pubDate>Thu, 11 Aug 2011 10:54:04 -0800</pubDate>
      </item>
            <item>
         <title>T-Mobile&apos;s mobile payment plan risky for consumers</title>
         <description><![CDATA[<p>eless carrier's direct carrier billing program not covered by protections against fraud and mistakes</p>]]></description>
         <link>http://www.defendyourdollars.org/2011/08/tmobiles_mobile_payment_plan_r.html</link>
         <guid>http://www.defendyourdollars.org/2011/08/tmobiles_mobile_payment_plan_r.html</guid>
         <category>Press Release</category>
         <pubDate>Mon, 08 Aug 2011 09:52:13 -0800</pubDate>
      </item>
            <item>
         <title>Mobile Pay or Mobile Mess</title>
         <description><![CDATA[<p>Mobile payments are supposed to make consumers' lives simpler by enabling consumers to pay with cell phones instead of carrying plastic or cash.  But, mobile payments may cause consumers huge headaches with the lack of consistent consumer protections if a transaction goes awry or when mobile phones are lost or stolen and used to make unauthorized purchases.</p>]]></description>
         <link>http://www.defendyourdollars.org/2011/06/mobile_pay_or_mobile_mess.html</link>
         <guid>http://www.defendyourdollars.org/2011/06/mobile_pay_or_mobile_mess.html</guid>
         <category>Blog Post</category>
         <pubDate>Wed, 15 Jun 2011 14:12:06 -0800</pubDate>
      </item>
            <item>
         <title>Report: Mobile payments could be risky for consumers</title>
         <description><![CDATA[<p>CU report highlights how protections vary widely when consumers pay with their mobile phones</p>]]></description>
         <link>http://www.defendyourdollars.org/2011/06/mobile_payments_could_be_risky.html</link>
         <guid>http://www.defendyourdollars.org/2011/06/mobile_payments_could_be_risky.html</guid>
         <category>Press Release</category>
         <pubDate>Wed, 15 Jun 2011 07:55:57 -0800</pubDate>
      </item>
            <item>
         <title>New CU Article: How to Make Every Way to Pay Safe for Mobile Payments</title>
         <description><![CDATA[<p>Read a draft of our new article discussing the mobile payments market, the major risks it poses for consumers, and the few simple fixes that would ensure all consumers making mobile payments have guaranteed consumer protections.</p>]]></description>
         <link>http://www.defendyourdollars.org/2011/03/new_cu_article_how_to_make_eve.html</link>
         <guid>http://www.defendyourdollars.org/2011/03/new_cu_article_how_to_make_eve.html</guid>
         <category>Blog Post</category>
         <pubDate>Mon, 21 Mar 2011 16:42:59 -0800</pubDate>
      </item>
            <item>
         <title>Is Your Text Donation Making It To Japan?</title>
         <description><![CDATA[<p>Your text donation may take up to 90 days to get to the charity and some third party servicers take a fee from your donation. Help send a message to the phone mobile companies. </p>]]></description>
         <link>http://www.defendyourdollars.org/2011/03/post_24.html</link>
         <guid>http://www.defendyourdollars.org/2011/03/post_24.html</guid>
         <category>Blog Post</category>
         <pubDate>Wed, 16 Mar 2011 16:52:01 -0800</pubDate>
      </item>
            <item>
         <title>Why You Should Be Careful Of Buying Your Coffee With An Iphone</title>
         <description><![CDATA[<p>Consumers should beware of the lack of protections that may come with new Iphone payment apps for Starbucks. </p>]]></description>
         <link>http://www.defendyourdollars.org/2011/02/post_21.html</link>
         <guid>http://www.defendyourdollars.org/2011/02/post_21.html</guid>
         <category>Blog Post</category>
         <pubDate>Mon, 07 Feb 2011 10:16:10 -0800</pubDate>
      </item>
            <item>
         <title>New California rule protects consumers who pay by cell phone</title>
         <description><![CDATA[<p>California's Public Utilities Commission has passed a new rule that gives consumers more protections against unauthorized mobile payments charges on phone bills.</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/11/new_california_rule_protects_c.html</link>
         <guid>http://www.defendyourdollars.org/2010/11/new_california_rule_protects_c.html</guid>
         <category>Blog Post</category>
         <pubDate>Fri, 19 Nov 2010 11:06:23 -0800</pubDate>
      </item>
            <item>
         <title>Mobile Payments: Issues for Consumers</title>
         <description><![CDATA[<p>CU’s presentation at the University of Washington, Oct.29, 2010</p>]]></description>
         <link>http://www.defendyourdollars.org/2010/11/mobile_payments_issues_for_con.html</link>
         <guid>http://www.defendyourdollars.org/2010/11/mobile_payments_issues_for_con.html</guid>
         <category>Research</category>
         <pubDate>Fri, 05 Nov 2010 11:42:04 -0800</pubDate>
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