For Martha, a letter regarding her new credit card marked the beginning of three troublesome years dealing with the damage caused by identity theft. The letter surprised Martha – she had never applied for one.
8.3 million Americans fall victim to identity theft each year. We’re pushing for reforms that give you the tools you need when your sensitive financial information is compromised or stolen.
Subtopics of Privacy
- Consumers Union testimony on the Data Security and Breach Notification Act of 2010
Statement of IOANA RUSU Policy counsel Consumers Union Before the U.S. SENATE COMMITTEE ON COMMERCE, SCIENCE, AND TRANSPORTATION Regarding DATA SECURITY AND BREACH NOTIFICATION ACT OF 2010 September 22, 2010
- Consumers Union supports Data Security and Breach Notification Act of 2010
August 12, 2010 Honorable Jay Rockefeller, Chairman Senate Committee on Commerce, Science, and Transportation U.S. Senate 531 Hart Senate Office Building Washington, DC 20510 Honorable Mark Pryor, Chairman Subcommittee on Consumer Protection, Product Safety, and Insurance U.S. Senate 255 Dirksen Senate Office Building Washington DC 20510 RE: “Data Security and Breach Notification Act of 2010” Continue Reading
- Support for the Personal Data Privacy and Security Act of 2009
According to a 2007 FTC study, 8.3 million U.S. adults become victims of ID theft each year.
- Opt out of many mailing lists
To get off many mailing lists, contact: Direct Marketing Association Mail Preference Service P.O. Box 9008 Farmingdale, NY 11735 Direct Marketing Association Telephone Preference Service P.O. Box 9014 Farmingdale, NY 11735 To register by email to get off mail and phone lists, or to reduce unsolicited commercial email: Mailing lists: http://www.the-dma.org/donotmail/ Phone lists: http://www.ftc.gov/donotcall Email Continue Reading
- GAO Testimony on Identity Theft before the Subcommittee on Information Policy, Census, and National Archives
GAO was asked to testify on how the loss of personally identifiable information contributes to identity theft. This testimony summarizes (1) the problem of identity theft; (2) steps taken at the federal, state, and local level to prevent potential identity theft; and (3) vulnerabilities that remain to protecting personally identifiable information, including in federal information systems.
- What should I do if I become a victim of identity theft?
What should I do if I learn from my consumer credit report that someone has stolen my identity and is impersonating me?Review Your Credit Reports Regularly If your identity has been stolen, regularly review your consumer credit reports to detect any suspicious activity. You are entitled to free credit reports, one from each of the Continue Reading
- Computer Security Tips from the Government
- Federal Trade Commission’s Identity Theft Page
- Identity Theft
Was your personal information stolen and used fraudulently?
- Security Freeze
Prevent the most costly and difficult to detect form of identity theft ― false new accounts opened in your name. Find out if your state offers stronger protection from identity theft.
- CU testifies for stronger protections against data breaches
At a Senate hearing on preventing data breaches in the wake of incidents reported by Target and Neiman Marcus, CU is calling on lawmakers and businesses to provide consumers with stronger protections from criminals who steal their personal information and commit fraud.
- Consumers concerned about their online privacy
CR survey: 71% concerned about companies selling or sharing information without their permission
- Consumers Union calls for congressional hearings on “fourth bureau” firms that track, sell consumer data
The so-called “fourth bureau,” are a collection of firms that sell data to lenders, landlords & employers
- CR investigation reveals government among biggest sources of ID leaks
August 4, 2008 CONSUMER REPORTS INVESTIGATION REVEALS GOVERNMENT AMONG BIGGEST SOURCES OF ID LEAKS September issue shows penalties rarely imposed on those who are negligent YONKERS, NY — Americans trust government officials to safeguard sensitive personal and financial data but government is among the biggest sources of ID leaks, according to a Consumer Reports investigation. Continue Reading
- CR survey: One in 5 online consumers have been victims of cybercrime
In the last two years to the tune of an estimated $8 billion dollars
- Alaska governor signs strong new ID theft law
New law includes toughest restrictions on collection and sale of Social Security numbers in the U.S.
- CU says Social Security numbers need protection
Widespread use and availability of Social Security numbers puts Americans at risk of ID theft
- FTC: 8.3 million identity theft victims in U.S.
Report shows need for tougher identity theft protections
- TransUnion offering security freeze nationwide
Wednesday, September 19, 2007 TransUnion to Offer Powerful Identity Theft Tool to Consumers in All 50 States Consumer groups call on Experian and Equifax to meet or exceed TransUnion‘s plan. SAN FRANCISCO, CA – Starting on October 15, TransUnion will begin offering consumers in all 50 states the ability to freeze access to their credit Continue Reading
- CU praises Senate Identity theft legislation
Bill requires institutions to notify consumers when personal information is lost or stolen.
- ALERT! Wells Fargo Sued for Allegedly Opening Unauthorized Customer Accounts: 3 Things You Can Do
The Los Angeles City Attorney (Mike Feuer) on Tuesday filed a civil lawsuit against Wells Fargo alleging the bank opened up savings and checking accounts and issued credit cards in customers’ names, without authorization. The lawsuit further alleges that Wells Fargo failed to inform customers of the alleged misuse of their personal information and did Continue Reading
- Thirty-Five Things in 12 Months: CFPB Working for You–2014 in Review
As this year comes to a close, we wanted to take a moment to highlight some of the many actions the CFPB has taken to defend your rights as a consumer of financial services and products. The CFPB has a tough job, as we all know, and they’ve done it well. They are an indispensable Continue Reading
- New Payment Cards Are Ahead
SF’s District Attorney Launches a Program to Make Sure Everyone’s Ready San Francisco’s District Attorney George Gascón wants to make sure that consumers and businesses understand smart card (sometimes called EMV or chip) payment technology. Consumers are vulnerable to fraud because crooks have learned how to outwit traditional credit and debit card security systems, and steal Continue Reading
- Outsmarting Thieves: Cutting Theft with a Smartphone Kill Switch
Smartphone thefts are out of control. According to San Francisco’s District Attorney, such theft is a major problem in big cities—over fifty percent of the robberies committed in San Francisco, for example, are of mobile devices. How to remedy this? If you want to outsmart a thief, you have to think like one. How do Continue Reading
- Not Again?! P.F. Chang’s Announces Security Breach
If you ate at the restaurant, here’s our advice Fast-casual chain restaurant P.F. Chang’s confirmed today that customers’ payment card information may have been stolen when the company fell victim to a data breach. Until P.F. Chang’s can be sure its computers are safe, visitors to P.F. Chang’s’ restaurants will see old-school manual payment card Continue Reading
- Data Breaches Driving You Crazy? California DMV gives consumers new reason to worry.
Uh, oh. It’s happened again: another data breach. Consumers who used the California Department of Motor Vehicles (DMV) online credit card payment system may find their credit card information is at risk. The California DMV’s Public Information Officer, Armando Botello, says that the DMV was “alerted by law enforcement authorities to a potential security issue Continue Reading
- THINK GLOBAL, SPEND LOCAL: CITIES OFFERING NEW FINANCIAL PRODUCTS
Thanks to J.B. Wogan over at Governing magazine, we’ve heard about a new product: a municipal gift card. According to Mr. Wogan’s story, New Haven, Connecticut, is launching the “New Haven Shop-Dine-Park” gift card. Gift cards are different from the city-backed prepaid cards we’ve written about here. With the exception of gift cards for time at Continue Reading
- Worried About the Target Breach? The CFPB Has Some Tips
As the fallout from the Target data breach continues (along with Neiman Marcus and Michael’s), many consumers are wondering what, if anything, they can do to protect themselves from fraud and identity theft. Yesterday, the Consumer Financial Protection Bureau (CFPB) issued a “consumer advisory” with basic tips on how to keep your information safe. So Continue Reading
- Transaction Monitoring and Credit Monitoring in Light of the Target Breach
Target has begun to offer security breach victims free credit monitoring for a year now that approximately 110 million Americans may have had their data compromised due to a security breach. We’ve advised consumers to conduct regular transaction monitoring to prevent fraud, and now some consumers have been asking us, “What’s the difference between transaction Continue Reading
- Scam Bam, No Thank You Ma’am: How to Avoid Being Scammed after the Target Security Breach
by guest blogger Caitlin Watkins In the wake of the Target security breach, there are a number of scams that are popping up. These scams try to gather consumer’s personal and credit information. This is adding to insult to injury, as we also just found out that the initial 40 million Target customers affected by Continue Reading
- Phony IRS email identity theft scam Source: Kansas City Online (Monday November 12, 2007)
The e-mail asks recipients for personal financial information such as Social Security numbers and debit card information
- Montanans locking credit reports Source: Helena Independent Record (Tuesday November 6, 2007)
More and more consumers are taking advantage of security freeze protection
- Consumers score the right to freeze credit Source: USA Today (Friday September 21, 2007)
TransUnion announces it will offer the security freeze in all 50 states
- ID theft task force recommends tougher laws Source: Computerworld (Monday April 23, 2007)
White House panel backs national law enforcement effort, less use of Social Security numbers by government agencies.
- Wisconsin security freeze starts January 1 Source: Wisconsin State Journal (Saturday December 23, 2006)
Wisconsin consumers will have a new tool for fending off identity theft.
- Guest Opinion: Have you had your identity stolen yet? Source: Billings Gazette (Saturday September 16, 2006)
Montana consumers will have a way to stop thieves from opening fraudulent accounts using stolen information if state lawmakers pass a security freeze law.
- Anti-ID theft measure lets consumers freeze credit accounts Source: Arizona Daily Star (Saturday March 11, 2006)
Consumers Union says Arizonans would pay too much for the proposed “security freeze.”
- Security breach fallout reaches 200,000 debit card holders Source: San Francisco Chronicle (Friday February 10, 2006)
Companies are still hiding their data security breaches despite law’s intent to bring accountability
- Editorial: Credit protection Source: St. Petersburg Times (Tuesday January 17, 2006)
The Florida state legislature should create an optional security freeze so Floridians can protect themselves against identity theft and credit card fraud.
- ID theft – Bank finds a way to profit Source: San Francisco Chronicle (Friday July 22, 2005)
Data security breaches at Wells Fargo have put hundreds of thousands of customers at risk of identity theft. Now the bank has found a way to profit from the problem.